Melvin Wafula
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I build backend systems for digital assets and digital health. In both, a wrong record costs someone their money or their care.
Bmscis
I build backend systems for digital assets and digital health. In both, a wrong record costs someone their money or their care.
I'm a backend engineer in Nairobi, and I came to software by an unusual route. I wrote and directed film, produced music for a few years, and sold bancassurance at KCB in 2022, the same year I started writing smart contracts for a living. Python at university was where the habit started.
Most of my work since then has been with digital assets. I've built lending platforms, NFT marketplaces and a bitcoin on-ramp. The Goanna lending platform I maintain now handles over $10,000 in loans a month. Working on systems where a bug loses someone's money changed how I build. I assume any payment can fail halfway, so each one is safe to retry, and I trust the ledger over my own database when they disagree.
In 2025 I started on digital health. I'm building a registry for kidney patients in Kenya, and I'm turning the national kidney guidelines into a WHO SMART Guideline, the format WHO uses to make clinical guidance usable by software. A patient record and a loan record need the same things: a clear history, strict access and a standard format that other systems can read.
I also founded PentacostAi. Its first product, AlgoCity, is a city-trading game that's live on Algorand MainNet. I'm looking for senior backend roles in digital assets or digital health, remote or in Nairobi.
2026 – Present · Nairobi · Remote
My own studio. The first product is AlgoCity, a four-player city-trading game on Algorand MainNet in which AI agents can take a seat.
Jul 2024 – Present · Remote
Backend and smart-contract work for the Shufl NFT marketplace and the Goanna DAO lending platform. I'm an admin of the Al Goanna and Rand Gallery GitHub organisations.
Mar 2024 – Present · Nairobi
A service for buying bitcoin with local currency.
Aug 2022 – Jul 2023 · Kenya
Led development of the Jasiri Protocol on Algorand, a micropayments system meant to free up capital locked in real-world assets and commodities.
Apr 2022 – May 2023 · Remote
Smart contracts in Reach, a language that compiles one program for several blockchains.
May 2022 – Aug 2022 · Kenya
Sold insurance products through the bank.
Languages
Backend
Digital assets
Digital health
Frontend & apps
Cloud & delivery
Testing
AI tooling
Health records, lending maths, payment tools and a few AI experiments.
2025 – 2026
Kenya Renal Registry
A national registry for kidney patients, with clinical decision support based on WHO SMART Guidelines. Web (Next.js), mobile (Expo) and desktop (Electron) apps share an AWS Amplify backend. Diagnoses and lab results are coded in ICD-11 and LOINC so they map onto FHIR.
2026
Kidney guidelines to WHO SMART
Turning the Kenya National Kidney Guidelines 2026 into a WHO SMART Digital Adaptation Kit, the structured form a guideline takes before it becomes software. I wrote a 17-part method guide and a tool that traces each WHO rule back to the document it came from. An AI-assisted pipeline pulls decision tables and care pathways out of each chapter for review against the source.
2025
DEFI-P2P
Peer-to-peer lending on Algorand, which I built on my own: AlgoKit contracts, a Next.js frontend and Supabase, with CI that deploys the contracts to TestNet. Asset details that rarely change are cached separately from live balances, and requests are queued by priority so the dashboard loads what's on screen first.
2025
Table Banking model
A white paper on the maths behind chamas, Kenya's community savings-and-credit groups. It sets rules for how much each member can borrow and how profit is shared (30% by savings, 70% by interest paid). I tested the model in Python against one group's real ledger.
2025
Algox402 SDK
An SDK for paying per request with x402 on Algorand. It covers the buyer, seller and facilitator roles and includes Express middleware with PostgreSQL storage.
2022 – 2023
SmartSeat Ticketing
NFT event tickets on Algorand, which I built with one other engineer.
2026
Digital Health Ecosystem Explorer
An interactive version of WHO's diagram of the digital health ecosystem. It shows health workers and developers where a Digital Adaptation Kit fits.
2026
Research-to-Skill Generator
Turns research notes into Agent Skills that Claude Code, Codex and GitHub Copilot can all load, with a small validator that needs no dependencies.
I administer or contribute to these GitHub organisations: Al-Goanna, RandGallery, defip2p, SmartSeatTicketing, Shufl-Labs, Algorand-Developer-Retreat.
I'm looking for senior backend work in digital assets or digital health, remote or in Nairobi. I also take on contract work for payment, lending and health-data systems.
Email me at melvinwafula@gmail.com or download my CV.